Open a guarded app and in-app purchases pause everywhere. To buy, pay a small coin toll — not dollars — for a short buying window. Earn coins back by reporting. Every purchase shows its cost in your own hourly rate — suddenly a $39.99 pack has a price tag in your time.
That's 2.5 workdays a year on in-app purchases, valued at your own time. Spend Toll shows you this math every time you reach for a purchase. No data leaves your phone — this calculator runs entirely in your browser.
Open a guarded app and you hit this first: Close, or Enter. Entering is free — it just pauses in-app purchases everywhere so nothing happens by reflex. To actually buy, you pay the toll.
Close it — or Enter, which pauses IAP everywhere.
A receipt for your impulses.
Open Spend Toll to a statement, not a store. $39.99 isn't $39.99 — it's 1.3 hours of your life at your own rate. You draw a monthly line; Today shows when you cross it. You decide if it's worth it.
Open a guarded app and IAP pauses everywhere. To buy, pay a few coins for a short buying window — IAP works only in the apps you picked, only for that window. When it ends, purchases re-lock. Resisting is free; impulse has friction.
Status at a glance — window open, locked otherwise.
Lock Screen, every window.
It counts down right on your Lock Screen and Dynamic Island — IAP open, time ticking. When it ends, purchases re-lock; tap Resume normal IAP to go back — no need to open Spend Toll.
Reporting pays you back.
Start with 12 coins. Each buying window costs about 5 coins per app — 4 if you plan the spend first.
Report what you spent within 24h and earn +2 back (+1 if late). The loop funds itself — as long as you stay honest.
What in-app purchases cost you. How many times you withstood. How much of your life that's worth.
No leaderboards. No streaks-as-currency. No counterfactual "you saved $X by not buying" — we don't trade in alternate realities. Real spending only.
Your spending, in three honest numbers.
Most spending blockers fail because you can turn them off in a tap. Spend Toll bets on something you actually feel — every purchase priced in the hours you worked for it.
Built with off-ramps. Close the shield any time — entering is free, buying is the only thing that costs. Resisting costs nothing. Report to earn coins back. And a monthly reflection tops you up — you're never permanently stuck.
No app is all-or-nothing.
No accounts. No analytics. No engagement loops. iCloud syncs only your coins + wage across your own devices — the only network call, and it never includes what you bought. We can't see your data. By design.
Free to download. No account. No tracking.
Coming soon App Store